Medicare Advantage: Comprehensive Coverage for Your Health Needs

Types of Medicare Advantage Plans

Medicare Advantage (Part C) plans offer comprehensive benefits, but they come in different types. Understanding each can help you choose the right plan for your needs.

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✔ Health Maintenance Organization (HMO)

Requires you to use a network of doctors and hospitals for coverage. You need a referral for specialists.

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✔ Preferred Provider Organization (PPO)

Offers more flexibility—you can see any doctor but will pay less for in-network providers. No referrals needed for specialists.

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✔ Special Needs Plan (SNP)

Designed for people with specific health conditions or low-income eligibility (Medicaid & Medicare dual enrollment).

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✔ Private Fee-for-Service (PFFS)

Lets you see any doctor that accepts Medicare and agrees to the plan’s payment terms. May have fewer network restrictions.

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How to Enroll in Medicare Advantage?

 

Step 1: Compare Medicare Advantage Plans.

    Review different plans and benefits to find one that fits your healthcare needs. Learn more about            Medicare Advantage Plans here.

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Step 2: Check Provider Networks & Drug Coverage

    Ensure your doctors, hospitals, and prescriptions are covered under the plan.

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Step 3: Enroll Online or with a Licensed Medicare Agent

   Sign up through the official website or speak to a licensed agent for assistance.

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Why Choose Medicare Advantage?

• ✔ Prescription drug coverage

• ✔ Dental, vision, and hearing care

• ✔ Wellness programs and fitness memberships

• ✔ Out-of-pocket cost limits for better financial protection

 

Medicare Advantage Enrollment Periods

📅Annual Enrollment Period (AEP) – Oct 15 to Dec 7

     Enroll in or switch to a Medicare Advantage plan during this time.

📅Medicare Advantage Open Enrollment – Jan 1 to Mar 31

     Already in Medicare Advantage? You can switch to another plan or return to Original Medicare.

Special Enrollment Periods (SEPs) – Can You Enroll?

• Moving to a New Location – If you relocate, you can choose a new plan in your area.

• Losing Employer or Medicaid Coverage – You may be eligible to enroll in a Medicare Advantage plan.

• Enrolling in a 5-Star Medicare Plan – Switch once per year to a top-rated plan.

 

Medicare Advantage Providers

Many trusted insurance carriers offer Medicare Advantage plans, giving you access to quality coverage and healthcare services.